Dhanlaxmi Financial Services - Your Partner in Financial Empowerment

Dhanlaxmi Financial Services ("we," "us," or "our") is committed to protecting the privacy of individuals who visit our site and use our services. This Privacy Policy describes how we collect, use, and share information about you when you access or use our online platform.

Information We Collect

We collect the following types of information:

Information You Provide Directly: We collect information you provide directly to us when you use our site. For example, we collect information when you apply for mortgages, car loans, student loans, personal loans, or credit cards; seek financial advice, investment strategies, or retirement planning services; use our budgeting tools or EMI calculators; or access tax-saving tips. This information may include your name, address, contact information, financial information (such as income, credit score, assets, and debts), employment history, and other information relevant to the financial services we offer.
Information Collected Automatically: When you access or use our site, we automatically collect certain information about your device and usage. This information may include your IP address, browser type, operating system, referring website, pages you viewed, and the dates/times when you accessed our site. We may use cookies, web beacons, and other tracking technologies to collect this information.
Information from Third Parties: We may receive information about you from third parties, such as credit bureaus, employers, and financial institutions, as permitted by law.

How We Use Your Information

We use your information for the following purposes:

Providing and Improving Our Services: We use your information to provide and improve our services, including processing loan applications, providing financial advice, personalizing your experience, and developing new features.
Communicating With You: We use your information to communicate with you about your account, our services, and other important information. This may include sending you emails, text messages, or postal mail.
Marketing and Advertising: We may use your information to send you marketing communications about our services and other offers that may be of interest to you. You can opt-out of receiving marketing communications at any time.
Legal and Compliance: We may use your information to comply with applicable laws and regulations, including anti-money laundering and know-your-customer requirements.
Protecting Our Rights: We may use your information to protect our rights and the rights of others, including preventing fraud and enforcing our terms of service.

Sharing Your Information

We may share your information with the following types of third parties:

Service Providers: We may share your information with service providers who help us operate our business, such as credit bureaus, data processors, and marketing agencies. We have contracts with our service providers that require them to protect your information.
Financial Institutions: We may share your information with financial institutions, such as lenders and credit card companies, in connection with providing our services to you.
Legal Authorities: We may disclose your information to legal authorities if required by law or legal process.
Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring company.

Data Security

We take reasonable measures to protect your information from unauthorized access, use, or disclosure. These measures include using encryption, firewalls, and other security technologies. However, no method of transmission over the internet or method of electronic storage is completely secure. Therefore, we cannot guarantee the absolute security of your information.

Data Retention

We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Your Rights

You may have certain rights regarding your information, including the right to access, correct, delete, or restrict the processing of your information. To exercise these rights, please contact us at the address provided below.

Children's Privacy

Our site is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that are different from the laws of your country. By using our site, you consent to the transfer of your information to these countries.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post any changes on our site and update the "Last Updated" date at the top of this Privacy Policy. Your continued use of our site after the posting of changes constitutes your acceptance of the changes.

If you have any questions about this Privacy Policy, please contact us at:

Dhanlaxmi Financial Services 45 Nehru Road, 2nd Floor, Suite 201 Mumbai, Maharashtra, 400001 India